Privacy Policy

Privacy Policy

Introduction

Welcome to https://how-to-recognise-a-ponzi-scheme-in-south-africa.insuranceandinvestmentnews.com (hereafter referred to as “How To Recognise A Ponzi Scheme In South Africa,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, handling, and protection of information from our website visitors, users, and subscribers.

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to external platforms, apps, or services accessed through links on our website. These entities have their own privacy policies, and we encourage you to review them before providing any personal information.

Processing Activities

This Privacy Policy governs your interactions with us in the following scenarios:

  • Using our applications or services as an authorized user
  • Visiting our websites linked to this policy
  • Communicating with us via newsletters, emails, telephone, or text messages

Personal Data Collection

We collect various types of personal data to enhance your experience and provide tailored services. The categories include:

  1. Account Information: User names, passwords, registration details, and account settings.
  2. Payment Information: Credit/debit card details, billing addresses, and payment transaction records.
  3. Financial Information: Bank account numbers, investment portfolios, and financial transaction history (when relevant to our services).
  4. Purchase Information: Details of products or services purchased from us, including quantities and prices.
  5. Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile network information.
  6. Location Data: Geographic location data provided by your browser or device settings.
  7. Feedback: User-generated content, reviews, comments, and responses to surveys.
  8. Social Media Information: Data from social media platforms when you interact with our content or use social login features.
  9. Product Information: Details about products or services of interest that you view or purchase on our site.

We collect this data through various means: user input forms, account creation processes, browsing interactions, automated tracking technologies (cookies, device identifiers), and third-party data providers.

Cookies

We use cookies to enhance your online experience and for analytical purposes. Cookies are small text files stored on your browser or device that help us remember your preferences and provide personalized content. Our cookie policy categorizes cookies into:

  • Strictly Necessary: Essential for website functionality, ensuring security, and maintaining session data.
  • Preference: Memory of user preferences, language settings, and advertising choices.
  • Analytics: Tracking website usage and gathering statistical data to improve our services.

Users have the option to manage and control non-essential cookies through our Cookie Manager, allowing you to customize your privacy settings.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, or as required by law. Once the data is no longer needed for these purposes, we delete or anonymize it to prevent direct or indirect identification. Our retention periods are based on legal requirements, tax regulations, and business needs.

Security Measures

We have implemented robust security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These include:

  • Encryption of data at rest and in transit
  • Secure third-party processing partners who adhere to strict privacy standards
  • Regular security audits and updates to ensure ongoing protection

Children’s Privacy

We do not intentionally collect or store personal information from children under the age of 18. If you are a parent or guardian and believe we have collected such data by mistake, please contact us at the address provided below, and we will take immediate steps to rectify the issue.

Your Rights

Depending on your location, you may have certain rights regarding your personal data, including:

  • Access to your data and its usage details
  • Rectification or erasure of inaccurate or incomplete information
  • Restriction or objection to the processing of your data
  • Data portability (requesting a copy of your data in a structured format)
  • The right not to be subject to automated decision-making processes
  • Right to lodge complaints with relevant supervisory authorities

To exercise these rights or have any data-related queries, please contact our Privacy Team via the details provided below. We will respond within the time frame prescribed by applicable laws.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any significant changes will be posted on our website with an updated revision date. We encourage you to review this policy periodically to stay informed about how we protect your information.

Contact Information

For any questions regarding privacy, data protection, or to exercise your rights, please contact us:

  • Email: contact@how-to-recognise-a-ponzi-scheme-in-south-africa.insuranceandinvestmentnews.com
  • Address: [Provide physical address]

We value your trust in our commitment to privacy and data security.